Right now I have three options available in getting into a Class B. Option 1 would be purchasing a new Class B that would run from $150k to $200k with the options I’d like. Option 2 would be buying a used van probably costing from $60k to $100k for one I’d be happy with. Option 3 would be letting go of this dream and not buying a van which would cost me $0.
My financial history is not something to brag about. I made decent money working as an engineer but had no skills in managing that money. I spent many years spending foolishly while pursuing the pleasures of life. Therefore my retirement years are being spent with minimal cash. For the past 6 years I’ve been living on my social security checks, leaving my retirement funds for when I reach the 72 year marker or for some unforeseen emergency, which I’ve needed to do. My miniscule savings is gone. 😞
With that said, options 1 and 2 would be possible only if I sold my condo, bought the van and placed the remaining small (tiny) equity in some fund/investment or I win the lottery. Selling my condo is not the best financial move and for several reasons.
I have no idea how long I would I travel in a Class B? Since I’ve never done it before, would I like the lifestyle? I’m also over 70 so I’m unsure how long I will stay healthy. If I knew that living in a Class B was something I would do until I took that last breath then I’d go for it. It’s almost a guarantee that someday I will be needing my home back. So selling my condo is too high a risk for me.
So, at the present moment owning a Class B is a dream that is almost daily in my mind but at the present time is unattainable. I wish I could let it go and live with what I have, which really is enough. Because the life I live now allows me to rise early and greet the dawn with my camera without the need for a van. From a financial standpoint it’s a dream that is not feasible for me unless a large sum of money fell from the sky. And, that’s why I buy a lottery ticket every so often and dream. 😃